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Barriers to Securing Small Business Disaster Relief Loans Harm Minority-Owned Small Businesses, Wide

GREENSBORO, N.C. (PRWEB) APRIL 15, 2020

The COVID-19 health crisis is highlighting persistent racial inequities that existed prior to the arrival of this novel virus. Along with pre-existing health disparities causing people of color – Black and Hispanic communities in particular – to be more susceptible to contract the virus and to die from the virus, economic inequalities also exist. This persistent economic disparity is playing out in the Payroll Protection Program (PPP), a $349 billion-dollar relief package included in the $2.2 trillion-dollar disaster aid legislation recently passed by Congress. In order to secure a PPP loan, small businesses must identify a participating bank that will approve and fund the loan, which is backed and guaranteed by the federal government.

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